Please give your advice to this problem I have. . . addiction to spending money - Please read question!!!?

I am trying to save money so that I can put a down payment on a house. I need to save $5,000. Everytime I get some money in my bank account, I am tempted to spend it. I know I need this money but cant help wanting to shop. Also the bank has to be my bank account so they know that I saved it and did not recive a ';gift'; to pay my down payment. How do I save money and not spend it? Im addicted to spending. . .Please HELP!!!Please give your advice to this problem I have. . . addiction to spending money - Please read question!!!?
Number one, I would recommend giving the money to someone you trust to place in a bank account in your name you cannot access. This can be done by not telling you the bank it is in, or giving you the passbook or the account number until the day you need it. Another option is to start an account with someone you trust that cannot be withdrawn from without both of your signatures.





Number two, you need to seek counseling. A psychiatrist can help you through your addiction. You cannot go through life like this. You are making yourself miserable. Joining a support group would help too.





I hope this helps. Best of luck to you.Please give your advice to this problem I have. . . addiction to spending money - Please read question!!!?
I have so many things that I've bought years ago that I'm looking at now saying ';why the hell did I buy this???';





Ask if you will appreciate the item in a few years or if you will use it every single day. If you use it more than 4 times per week, then it's probably a good buy. If it's something that you already have at home, don't buy it.
really..u solved the problem by actually asking it...u do know u hav a problem...so go ahead baby...put ur foot down n work on it..u culd:





- make a plan of spending how much where n wat money goes in2 the 'untouchable' stack..this will satisfy ur desire n future





- find sum frnd/ partner 2 help u cope up wid dis who has a similar problem


- worst 2 worst google sum sites with Tips...might work fer u :D





go dude!!..Stand up for urslf





;)
Why don't you try the stock market and put money into that as then it is harder to take the money out as you will have to do paperwork. Maybe everytime you want to spend that money maybe you need to right down DO NOT SPEND MONEY NEED MONEY FOR HOUSE a hundred times. Good luck.
You sound pretty desparate. Similar to being caught or trapped between to opposing fronts. The bank account will be pretty full but, how full is your Life? That is, partly the reason behind people who are addicted to buying things. Attempting to fulfill the inner emptiness with material goods. And, the results are very short lived. Buying a new item also, brings a Newness and sense of Hope into their lives. Fulfill your life with education and accomplishment which builds Selfesteem and confidence and, a foundation of Being. This is who I am. Good is Good Enough. Having a good relationship with another human being in your Life is, also, fulfilling. But, it can't be one where they fulfill you. Each as to stand alone as mature independent people.


Love yourself and be proud of who you are and, what you have accomplished in simple preset Goals. And, your Goal of a saving acct. and home will blossom before you know it because your mind is filled with other more immediate accomplishments. You will have changed your Focus. And, the inner child will be at Peace.
Don't go to the shops.
it is hard i have the same problem as u so i feel for you. if you get a good answer pleeze forward it to me Good Luck
Ask yourself before you buy something, DO I really need this?


Avoid the mall and any other unecessary browsing.


Keep a picture of your new house in your wallet to remind you that you have to save money.


:-D hope I helped.
It is so hard to save these days...whenever you walk down a street in town there is always advertising to get you to buy more, bigger, better, new, ect...





Especially fashion clothing.





What you need to do is...





Get a picture of the home that you want to get...


put it in your purse or wallet





When ever you are going to buy something...


look at it and see what you are giving up.





Whatever you buy...whatever you spend, goes down in value.





The home you are trying to save for will increase in value.


It is something that you will be able to depend upon for the future...





will that new purse, that c.d., that ring, or anything you buy appreciate as much in value as that house would?





Realize, that you have the option to either spend or save.





Money goes out a hundred ways...and comes in for many just one way...their job.





What is more important to you?


That home is the price you are paying for those jeans.





Think about it.





Get some help.
u can always go to a bank and open an account and keep it non accessable til u reach ur goal
You already have the answer...you have a bank!





Stop in at the bank, and tell a bank officer what you told us. They will help you set up a savings account that requires both you and someone else - say, a bank employee or a trusted friend - to sign off on making any withdrawals.





This way, you can still get at your money in emergencies, but the impulsive purchases would have to wait, and give you a chance to really think the purchase through.





Keep putting that sunny kitchen window in your mind, and imagine the smell of the warm cinnamon rolls and fresh coffee in your new home. Hang in there!





- Stuart
I have a similar problem. I find that if I don't go out I manage not to spend. You can go to the park, take a walk, even go to the mall but leave the credit cards and cash at home. Only bring with you what you are willing and able to spend. Don't spend beyond your means. Think about whether or not you need it and move on.


Good luck.
First you need a plan. Second you need to change your mind. It is your way of thinking that is causing you the grief. First pride has to go. Pride is why you do this. If you were not proud then you would not act this way. In the first part of examining your problem, you will notice that you don't live for other people but just yourself. You want to make you happy. So you buy stuff. If you would spend time doing things for others you would find yourself becoming happier and not having to spend so much money. Secondly get yourself a stock account online and buy stocks under five dollars that have good concepts. Buy these stock at regular intervals. As they take time to convert back to money you won't impulsively spend it. As it grows plan to buy your house. Look for the right house. If you have it found. Plan on it. Write your goal down. Fold it and put it in your bible or on your mirror and ask God for it and rightfully live for God and he will ultimately reward you. Living for others is living for God. So as you live for Him you will get your house!